Mo Ghara Yojana Odisha 2024: Online Apply at moghara.odisha.gov.in ,Eligibility Criteria

Mo Ghara Yojana Odisha 2024: The Odisha government started the “Mo Ghar Yojana” to help the economically weak and backward people of its state. This scheme includes those people who want to take a loan of up to Rs 3 lakh, and they will be given 10 years to repay this loan. So that they can get financial assistance.

If you are an Odisha citizen and you are looking for a housing scheme for yourself, then Mo Ghar Yojana can be a good option for you. In this scheme, you will be given a loan of up to Rs 3 lakh for which you do not have to pay any down payment and facilities like EMI are also available in it, this scheme will prove to be more effective for those people who are economically weak families.

Today in this article, you will be explained in detail all the information related to this scheme that who can apply in this scheme, what documents will you need for this. Who can apply, what will be the process of applying in it.

Aim of “Mo Ghara Yojana” Odisha :

This scheme provides financial assistance to rural families to build permanent, strong houses for themselves. In this, the beneficiary is provided a home loan of up to Rs 3 lakh by the government, in which you are given ten years to repay the loan. Apart from this, these beneficiaries are provided rural electricity, drinking water, sanitation and other essential services.

Overview of Mo Ghara Yojana Odisha

Eligibility Criteria of Mo Ghara Yojana Odisha :

The eligibility criteria required for Mo Ghara Yojana in Odisha are as follows:

Residence: The applicant must be a resident of Odisha to avail the benefits of this scheme.

Income level: The applicant must be from economically weaker sections and low-income groups to join this scheme.

Residence status: The applicant must not already have a permanent house in Odisha.

Existing housing schemes: If the applicant is already availing benefits of any other housing schemes, he can also apply in this scheme.

Required Documents for Mo Ghara Yojana Odisha :

• Aadhaar card.
• Address and Name Identity Proof Documents likes MGNREGA job card, PAN card, or voter card.
• RoR under the Applicant’s name.
• Income Certificate
• Caste certificate
• PwD certification

Also Check: subhadra Yojana 2024: How to Apply, Eligibility, Benefits

Subsidy Provided in Mo Ghara Yojana Odisha Loan Amount

Rate of Interest in Mo Ghara Yojana Odisha :

Under the Mo Ghar Yojana in Odisha, you can become the owner of your house, that too with a cheap and accessible loan. The interest rates and other facilities available under this scheme are mentioned below-

1. Low interest rate – Under this scheme, if you want to take a loan to build your house, then the interest rate on it has been kept very low, so that it is easy for you to repay it.
2. Interest subsidy – In this scheme, you are also provided additional interest subsidy by the government, which makes the loan even cheaper.
3. Time limit – You get a grace period of one year from the government, in which you do not have to make any payment. After that, you can repay your loan in the next ten years.

Mo Ghara Yojana Odisha Online Apply Online 2024

Step 1: First of all, the applicant has to go to the official website of Mo Ghara Yojana Odisha https://moghara.odisha.gov.in/.

Step 2: Now the homepage of the website will open in front of you. Where you have to click on the registration option.

Step 3: Now a new page of the website will open in front of you. Where you have to click on Apply Online Form.

Step 4: Now you have to carefully fill all the information asked in the form like name, email id, mobile number, address etc.

Step 5: After this, upload the required documents asked in the form.

Step 6: Now after all, you have to click on the submit button to complete the application process, in this way your application form will be completed.

Mo Ghara Yojana Odisha Login Process:

Step 1: To login to the scheme, the applicant has to visit the official site of Mo Ghara Yojana.

Step 2: After this, the home page of the website will open in front of you.

Step 3: Now you have to select the login option.

Step 4: Now you have to fill all the required information and enter the captcha code and then click on the login button.

Key Feature of Mo Ghara Yojana Odisha :

• Due to this scheme, the poor will be able to get permanent houses, which will improve their standard of living.
• Having a permanent house generates a sense of respect at the social level among the rural poor beneficiaries.
• A period of 10 years is provided by the government to repay this loan and in which the government also provides a moratorium period of one year.
• In this scheme, the government provides the facility of four loan amount slabs ranging from Rs 1 lakh to Rs 3 lakh to the eligible candidates, due to which the interested candidates do not face any inconvenience in taking the loan.

Helpline Number For Mo Ghara Yojana Odisha

• Toll Free: 0674-6817777

Important Links :

FAQS

What is Mo Ghara yojana?

Mo Ghara Yojana is a type of housing scheme started by the Odisha state government. In which eligible candidates are provided financial assistance by the government to upgrade their houses or to buy a new house.

What are the benefits of this scheme?

Under this scheme, eligible candidates are given a loan of up to Rs 3 lakh by the government and subsidy is also provided by the government on this loan, which they can repay in a period of 10 years. For this, they do not have to pay any kind of down payment.

Who is eligible for this scheme?

Candidate must be a permanent resident of Odisha and candidate should not have a permanent house in Odisha and interested candidate must be from EWS category.